personal. wealth management

Personal & Customized

We take a comprehensive, personalized approach to developing a plan for our client's overall wealth management. We "listen first" so that we may fully understand your personal situation and multiple life and financial goals. Once these are understood, we create a customized investment portfolio and wealth management solution tailored to your unique needs and desires. Our goal is to work with you to create a life that is rewarding for you and those you love. 

Retirement Planning

Naturally, our comprehensive approach to wealth planning and investment management includes your retirement planning. By taking the time to fully understand your financial and life goals, we can apply our expertise in tax, risk mitigation strategies, insurance, business and estate to help you create and maintain your desired lifestyle up to and throughout your retirement. In addition to thorough "pre-retirement" planning, we implement effective withdrawal strategies from your retirement and investment accounts to keep your retirement goals on track. 

Comprehensive Wealth

We begin by building a strong, solid relationship so that we may better understand you, your loved ones, your life situation, your dreams. Then, working together, we guide you through the multiple financial challenges and milestones you'll face. Beyond investment management we plan, review and advise on real estate purchases, stock options, deferred compensation, business expansion and transition; all of these areas that comprise your "total" wealth.

Business Planning

Chances are, if you own a business or professional practice it is your single most valuable asset. We advise clients on their business or professional practice, helping them improve its transferable value or, when it is time, successfully plan for and transfer the ownership to others. In between, we include the business asset in our planning so that you have a clear understanding of your total wealth and of the exit strategy that is right for you. 

Asset Protection

"Hope for the best but plan for the worst," is more than a phrase from a Jack Reacher novel. Properly protecting your assets and livelihood is a part of our overall strategy. Our planning includes a thorough review of your insurance needs to make certain you and your loved ones are properly protected. Then, we review your current policies and make recommendations to protect your wealth in a way that supports your needs and desires. 

Tax and Estate Planning

Today's tax laws are both complicated and changing. We are focused on finding and implementing ways to reduce the impact of taxes for our clients whenever possible. Our strategies are integrated into your wealth management plan and, when necessary, coordinated with your tax accountant. We also review and assist in the design and execution of an estate plan that is consistent with your current needs and your legacy goals.