What we do

Personal. Wealth Management. 

More than a phrase, this is the heart of everything we do for our clients. 

We know that your life and your financial goals are as unique as your DNA. That’s why we strive to build genuine, lasting relationships that enable us to quickly understand and support you through any changes that you and your family might face. 

For this reason, we provide comprehensive financial planning and create customized portfolios specifically designed for you. And if things change, we’ll be right there to guide you through your next challenge or help you take advantage of the next opportunity. 

FINANCIAL PLANNING AND PRIORITY SETTING

What are you trying to accomplish? What are your near-term, mid-term, and long-term financial and wealth goals? 

At the core of our planning, we will work with you to set up a “financial road-map” that includes the goals and events that you have already identified. Every year we will get with you to make certain you still feel confident that you are on track, make recommendations, and, if needed, make any adjustments to stay current. 

And when you are considering new opportunities such as the sale of your business, buying a new house or property, relocating, taking a new job, or anything else, we’ll meet with you to assess the impact of your decision and update your plan to reflect your new life. 

TAX AND ESTATE PLANNING

We’ll review your estate plan so that it is up to date and still supports your legacy and other goals. When necessary, we’ll work with your estate planning attorney to explain any changes or, if you prefer, introduce you to one of our partners so that your estate plan is up to date. 

We’ll also review your previous tax return(s) and current income to see if there are ways for you  to reduce your taxes. As we plan, we’ll work with your CPA or, if you prefer, one of our partners to create an effective strategy that is right for you. 

RETIREMENT AND LIFE PLANNING

Let’s face it, somewhere down the road you’ll start thinking about your retirement. We’ll help you plan for this time so that your retirement will be as fulfilling and rewarding as you hope. As we plan, we’ll help you think about what your life can look like, how you’ll spend your time, and the income you’ll need to support your ideal life. And we’ll actively monitor your progress so that you can enjoy your retirement dream. 

INVESTMENT STRATEGIES AND MANAGEMENT

Your investment plan is created to support your unique goals, challenges, concerns, and dreams. When we design your portfolio consider your entire wealth so that your investment account complements your other assets. If your situation changes, we'll adjust your portfolio to reflect what is happening in your life. 

Our investment philosophy is neither passive (buy-hold-pray) nor active (what's the next best thing). Instead, we take a disciplined approach that regularly reviews and rebalances your portfolio to keep it up to date with your goals. 

RISK MANAGEMENT

Depending on your situation, your wealth plan could be facing many risks. The loss of a job, an injury, death; these are the ones we think of first. But what if you own a business or are a partner in a professional firm? Suddenly, your risks have grown and you may need to have an operating, partnership, or buy-sell agreement. 

If you own real estate or rental properties your insurance and corporate structure may need to be looked at. We want to help you protect what you've earned and will help you design the strategies needed to do just that.  

BENEFIT AND RETIREMENT PLANS

We’ll review and make recommendations on the benefit and retirement plans you have at your work so that these too, can be incorporated in your comprehensive plan. And if you prefer, we can directly manage your 401(k) plan as a part of our comprehensive service. You can read more about this by CLICKING HERE.