ASSET | WEALTH | RETIREMENT

Clearstone Wealth Management
Clearstone Wealth Management
  • HOME
  • WHO WE ARE
  • WHO WE HELP
  • WHAT WE DO
  • HOW TO CONNECT
  • FAQs
  • BLOG - READ IT
  • VLOG - WATCH IT
  • Newsletter Signup

Subscribe

Keep up on our latest thinking.

WATCH IT

New Contribution Limits for Your HSA

Recently the IRS announced the largest-ever increase to the contribution limits for health savings accounts (HSA). With proper planning, those approaching retirement can make a substantial, and positive impact on their retirement using tax-deferred contributions made into a tax-free account with funds distributed ... you guessed it ... tax free!

Schedule a Call Today

Is the 4% Rule Reliable? Pt. 2: Inflation

The 4% Rule, though popular, is a poor rule of thumb for your retirement planning. Although it adjusts your withdrawal rate to the rate of inflation, it does not consider your retirement lifestyle (or "phase) or your overall household spending, which can determine the actual impact inflation has on your retirement. 

Schedule a Call Today

Is the 4% Rule Reliable? Pt. 1: Taxes

For most of us, planning for retirement is the biggest financial decision we'll make. Unfortunately, too many fail to take the time to craft an effective plan and instead are relying on a popular rule of thumb. But this rule, the 4% Rule, does not always consider the impact of taxes. 

Schedule a Call Today

There are 3 changes in the tax laws that can help you prepare for your retirement

The U.S. tax laws had some good news for those saving for their retirement. Starting in 2023 contribution limits have gone up, resulting in an increase in tax-deferred savings. 

What can you do when facing an increase in your Medicare Premiums?

If you received a notice that your Medicare Premiums are going up, you can make an appeal. This will help you get started. 

What Happens When You File Early for Social Security and Continue to Work?

You might be surprised to learn that when you work after filing early for Social Security your early benefit could be temporarily reduced. Be sure you understand the rules! 

Understanding the Difference Between Investment Management and Wealth Management

When we hear the term "investment management" and "wealth management," we may think they are the same. They are not. Instead, they are both needed to complete an effective, comprehensive life and financial plan. 

Two Questions You Need to Ask Before You Retire

As you start thinking about retirement, you're probably finding yourself asking two important questions: "How Much Do I Have?" and "How Long Will It Last?" In this short video, you'll learn about a simple tool we use to help clients plan for and enjoy their retirement. 

Schedule a Call Today

Investment advice offered through IPI Wealth Management, Inc. 226 W. Eldorado St. Decatur, IL 65222. PHONE: 217-425-6340. Clearstone Wealth Management is not affiliated with Investment Planners, Inc. or IPI Wealth Management, Inc. 


Copyright © 2018 Clearstone Wealth Management  - All Rights Reserved.

Powered by GoDaddy Website Builder

  • Newsletter Signup

Schedule a Call

Start the journey to "the life you want" by reaching out today for a brief call. It can change your future! 

Click to Schedule

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept