How do you define your rich life?

You care for your family. In fact, you probably, instinctively, make choices each day that are best for them. That's what we do. As fiduciaries, we are held to the highest conduct of care in the financial industry and are required to advise and act in your best interests. At all times. It's a high standard. But one that we have embraced from day one.  

As you start thinking about retirement, the rules change. You're no longer focusing on how much you have, but how long can you make your investments last. For us - for you - retirement planning is an ongoing process; one that adapts and changes with your life, your goals, the challenges you face. Because we specialize in this, we understand the rules and opportunities you face, and will use our expertise to help you enjoy this important season of your life. 

It's not just how much you have in your retirement accounts. It's how your entire wealth can work together to support your retirement dream. Our retirement planning is a process, not just a plan. One that changes and adapts to keep up with your changing circumstances and desires. 

In any investment portfolio,  each asset should have a purpose and support your unique situation, your objectives, and even your level of comfort. Before creating your investment strategy, we take time to get to know you. And then create an overall plan that meets your needs. We start with you. 

Business owners, corporate executives, and others require advanced planning. Owners will need to consider the best way to leave their business to support their goals. Executives may have to plan around their stock options, deferred bonuses, and NQDC. We take the complexity of their situation and bring it into a solid plan. 

Today's tax environment is constantly changing. And in this environment, pro-active tax planning can add thousands of dollars to the funds available during your retirement. We find ways to help our clients save on their taxes, and create withdrawal strategies from their taxable, tax-deferred and tax-free accounts that reduce their tax liabilities. 

Is your estate plan current? Does it direct your wealth where you want it to go in an efficient and clear manner? By working with a national and local network of estate planning professionals, we guide clients through the process that brings an updated plan that reflects their family and legacy desires. 

Today, most Americans are responsible for their retirement planning yet most have not received any instruction as to how this should be done. Because we consider our client's "entire" wealth, we help them manage their 401(K) plans, making certain this is aligned with their overall strategy.